Introduction

At Jaitus, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform. By accessing or using Jaitus, you consent to the terms of this Privacy Policy.

1. Information We Collect

We collect information that you provide directly to us and information that is collected automatically when you use Jaitus.

1.1 Information You Provide

• Account Information: When you register for Jaitus, we collect information such as your name, email address, phone number, and any other details you provide during registration.
• Contributions and Borrowing Details: We collect data related to your contributions to the pool and any borrowing transactions, including amounts, repayment history, and transaction dates.
• Profile Information: Any additional information you provide in your user profile, such as preferences or interests.

1.2 Information We Automatically Collect

• Usage Data: We collect information about your interactions with Jaitus, such as IP addresses, device types, browser types, pages viewed, and time spent on the platform.
• Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience and analyze usage patterns. You can control cookie settings through your browser preferences.

2. How We Use Your Information

Jaitus uses your information for the following purposes:

• Account Management: To create and manage your user account.
• Transaction Processing: To facilitate contributions and borrowing transactions.
• Customer Support: To provide customer support and respond to your inquiries.
• Communication: To send you important updates, newsletters, and promotional materials (with your consent).
• Improvement of Services: To analyze usage trends and improve the platform’s features and functionality.
• Security: To protect against fraudulent or unauthorized activities.

3. Information Sharing and Disclosure

We do not sell or rent your personal information. However, we may share your information in the following circumstances:

• With Service Providers: We may share your information with third-party service providers who assist us in operating our platform and delivering services (e.g., payment processors, customer support).
• For Legal Compliance: We may disclose your information if required to do so by law, regulation, or legal process, or to respond to valid requests by public authorities.
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

4. Data Security

We take reasonable measures to protect your information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

5. Your Rights

You have the following rights concerning your personal information:

• Access and Update: You can access and update your account information at any time through your profile settings.
• Withdraw Consent: If we process your information based on your consent, you can withdraw that consent at any time.
• Delete Account: You may request to delete your account and personal information by contacting us. Note that some information may be retained for legal or administrative purposes.
• Opt-Out of Communications: You can opt out of receiving promotional communications from us by following the unsubscribe instructions in those communications.

6. Third-Party Links

Jaitus may contain links to third-party websites or services that are not operated by us. We are not responsible for the content, privacy policies, or practices of these third-party sites. We encourage you to review the privacy policies of any third-party sites you visit.

7. Children’s Privacy

Jaitus is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete that information promptly.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the effective date at the top. Your continued use of Jaitus after any modifications to the Privacy Policy will constitute your acknowledgment of the modifications and your consent to abide by and be bound by the modified policy.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

Email: support@jaitus.com